The biggest lie of all: if you like your coverage. You can keep it

Well maybe if you work for a company run by an idiot you can. And if this is the case you can keep your employer sponsored health plan until the company goes under because the owner doesn't have sound financial judgement.

What do you mean you right wing nut. President Obama said if I like my plan I can keep it. You are using scare tactics about this bill. Am I, you decide.

For a business with 50+ employees you either offer healthcare coverage or pay a penalty.
But beginning in 2014, you no longer have the freedom to choose which plans you offer your employees. (Remember the recent controveresy of religious establishments being forced to include contraception coverage in their plans????). Obamacare.

As a private business you can no longer choose the type of plans to offer your employees, the type of plans your business can afford. Instead you must offer plans Obama deems acceptable.

Plans that include unlimited coverage, cannot exclude pre-existing conditions, give away 'freebies' such as birth control, preventative care, kids on coverage until the age of 26. Plans that do not allow cost sharing in the form of coinsurance or deductibles for the mandated mentioned above. Nor does the law allow a private health insurance company to charge the rate they feel they should charge to make a profit for the mandated coverage. (how dare a private company be allowed to make a profit).

So essentially the government decides how much a private business can charge for their product, while deciding what type of product aNother private business must purchase and offer to its employees. Ok got it.

For those who agree with the above, and celebrate the supreme court's ruling which is completely your prerogative, I'm curious, mathematically do you think it is feasible for an insurance company to stay in business while their policy must cover everyone, for everything, with no limits and for less premium?

If you don't care And think, serves them right those damn evil insurance companies. I don't care if they do go out of business, ask yourself, then what. What does that leave you with? Self pay? Or the new and exciting single payor or government exchange programs.

Be careful what you wish for, and then think about receiving healthcare from a government controlled entity. My mind immediately goes to my last trip to the DMV. Scary thought.

Think it couldn't happen, or that a single payer government run system is not what was intended by Obamacare???? Read on.

So as An employer I must decide Do I continue to offer the more expensive and mandatory healthcare coverage to my employees, or do I pay the penalty per employee instead? Surely the penalty is so outrageously high that offering My employees a more comprehensive policy is really the only option. Because I know the law is intended to provide more affordable and quality healthcare for all Americans.

For your reference, in 2001 the average employer contribution for family coverage was $5,269 and in 2011 it was $10,944. For single coverage, the 2011 average employer contribution was $4,500.

Let me get my calculator out. Should I pay a 2k penalty or offer my employees coverage for more than double the penalty for single coverage and more than 5 times the penalty for family coverage??? Hmmm. Tough decision. I'm no mathematician or financial genius, but I'd say the choice has all but been made for me, wouldn't you?

And Why on earth would Obamacare set the employer penalty for not offering employee's healthcare coverage significantly less than the expense to insure employees from 11 years ago??? Somehow this doesn't make sense if what BO says is true, if you like your coverage you can keep it.

So by forcing private health insurance carriers to offer coverage to everyone, for everything, while the government not the private company decides how much they should charge for it. And setting employer penalties for not offeing healthcare coverage to their employees well below the employers healthcare expenses from over 10 years ago, BO ges exactly what he intended with Obamacare. The start to a single payor system run by our government.

So should we believe BO's promises about keeping our current plans, and that the purpose of Obamacare is to provide quality and affordable healthcare to all americans.

Or should we use the math skills learned in elementary school to come to a more logical conclusion. That Obamacare is about moving to a single payor goverment sponsored healthcare system by forcing private health insurance companies out of the market via the inability to make a profit for the product sold and by forcing more consumers into the single payor system by charging employers a penalty that looks more like an incentive to discontinue their employee's healthcare coverage.

I believe this is exactly what Obama intended and that the intention is included in the last 4 words of the bill's description, found on page 2' it reads:

To provide affordable, quality healthcare for all Americans and reduce the growth in healthcare spending AND FOR OTHER PURPOSES.


What do you believe?

The words that stopped me from throwing a rock through justice Roberts window

If you are like me, you received the shock of a lifetime when the supreme court's ruling on the constitionality of Obamacare was announced. While I was shocked the law was found constitutional, I was in complete disbelief to learn the swing vote was provided by Chief Justice John Roberts.

I practically ran off the road pulling up the Drudge Report on my iPhone to confirm. Surely the news reports got the ruling wrong, it is simply not possible Chief Justice Roberts provided the swing vote.
So I said a little prayer as the app was loading only to be brought from disbelief to outrage when the bold red type said OBMAMA CARE STANDS.

For the ill informed who believe this ruling is somehow good news, I say just wait. It will be a matter of time only until you begin to understand the impact of the ruling, and discover there really is no such thing as a free lunch.
If you have an interest in understanding the impact of this ruling on your life, check back in a few days as I will give a succinct and 'dumbed down' explanation of the hidden taxes and costs associated with the Obamacare law. Did you really think a 2700 page law was only about providing affordable healthcare??????

Realizing the reports were correct, Obamacare stands and that not just Chief Justice Roberts but BUSH APPOINTED CHIEF JUSTICE ROBERTS provided the fatal blow I found myself wanting to provide a fatal blow to Mr. Roberts via a rock through his window with a note saying how fricking dare you (with a little less 'rick and a lot more 'uck). But as the day went on and the outrage subsided, I began instead researching the law and supreme court majority opinion for my written rock through Justice Roberts' window instead.

While reading excerpts of the majority opinion, no one was more surprised than me to find Justice Roberts' own words provided the most accurate and import lesson for me, for us all......

He writes: 'Members of this court are vested with the authority to interpret the law. We possess neither the expertise nor the prerogative to make policy judgements. Those decisions are entrusted to our nation's elected leaders who can be thrown out office if the people disagree with them. It is not our job to Protect the people from the Consequences of their political choices'.

And while I could not disagree more with the Supreme Court's ruling, I could not agree more with these words from Chief Justice John Roberts. It's as if he is trying to educate the American people while providing instruction on what to do next. And I found myself wanting to write my rock through his window less and less.

It is clear the majority of Americans disagree with the healthcare law, and in his opinion, Justice Roberts is challenging you, is challenging each of us to do something about it. Will you?

Afterall, we do have the power to change this ruling. The power and the responsibility resides with each of us. We have the power to vote Obama and any elected official who voted for Obamacare out of office. But we cannot complain about it if we don't act.

In 2008 I did act, did you? I knew who Obama was before he was elected. Did you?
I was proud that our country was going to have the opportunity to elect the first black president, but I knew who he was, what his record was and knew I would never vote for him. I did not allow myself to get carried away with the historic election while ignoring his record. Did you?
I worked for Mccain's campaign in a swing state to try and get him elected. I did everything I could to prevent the scenario we face today with the Supreme Court's ruling. Did you?

You may not agree with my opinions or positions and that is so ok with me. But like it or not, I am well informed on them. Are you?

So in my haste to let all of my outrage out on Justice Roberts, I was reminded that he is not the person who got us here, the ill informed who voted for Obama, or did not vote at all and now find themsleves outraged by this decision are, and now we all have something we can do about it. Will you?

As you decide how you fell about this ruling, or what you will do, I'll leave you to ponder one of my favorite Thomas Jefferson quotes:
Whenever people are well informed they can be trusted with their own government.